Are you looking for a new dental insurance plan? Concordia is trusted by thousands of families. And now, we’re proud to offer an alternative to traditional dental coverage. It’s called the Concordia iDental Savings Plan and it provides immediate discounts on most common dental services. Members enjoy exclusive benefits on therapies that may not traditionally be covered by insurance.
In most cases, our discount dental program pays for itself. But to understand how it works and if it’s right for your budget, here are four things you need to know:
…It’s Accepted by Thousands of Dentists Nationwide
No matter where you are, you can take advantage of Concordia’s iDental Discount Plan benefits. Our savings plan members can use their coverage at any participating office across the nation. All you have to do is bring your card with you!
Dentists love working with discount dental plans because it’s easier on both their patients and their practice. All participating discount plan offices will apply your savings directly to the services you’re scheduled for. There are no insurance claims to process or checks to wait on in the mail.
Why does that matter? Because you’ll know exactly how much your appointment will cost instead of it being estimated. Taking the guesswork out of your dental fees prevents unexpected bills in the mail, frustrating collection letters, and misunderstandings between you and your dentist’s office. Using Concordia’s iCare discount plan is a win-win for everyone.
…You’ll Get Discounts on Most Treatments
When you enroll in a savings plan like the iDental Discount program, you’ll know exactly what’s covered or what isn’t. Everyday services like dental exams, cleanings, fillings, dental crowns, and dentures usually qualify! It all depends on the type of benefit package you select when you enroll.
Plus, dental savings plans also include cosmetic dentistry. If you’ve ever tried to get your insurance to help pay for treatments like dental veneers or teeth whitening, you know that it’s not included in your plan. Why? Because it’s “elective” in that it’s not medically necessary.
But discount dental plans do cover certain types of cosmetic treatment! So, if you’re planning a smile makeover, joining Concordia’s iDental program can save you on your elective services. Why pay for the entire thing out of pocket with dental insurance when you could enroll in a savings plan and get anywhere from 10-50% off your treatment costs?
…Start Using Your Benefits Immediately
Have you ever had a dental insurance plan that required you to wait — sometimes as long as a year — before a specific type of treatment was covered? Concordia’s iDental Discount Plan has no waiting periods. All of the benefits under your policy are available for immediate use. That means if you want to join today, you can see a dentist tomorrow! Your benefits are active within just one business day.
If you’ve ever had to endure waiting periods, you know that more often than not, your dental problem gets worse and more expensive to correct. Since discount programs allow you to immediately access discounts on your treatment, you’ll enjoy more affordable options that save you money (and your smile).
…No Cap on Your Annual Treatment Costs
Traditional dental insurance plans only cover up to a certain dollar amount each year. Once you’ve reached the annual maximum, your benefits expire until the next calendar year.
But Concordia iDental Discount plans have no annual maximums. No matter how much (or little) treatment you need, you’ll be entitled to the same discounts all year long. In fact, this feature is what makes dental savings plans practically pay for themselves.
Plus, you won’t have to pay any deductibles before your discount kicks in. Conventional insurance usually requires anywhere between $500-1,500 in dental deductibles before the remainder of your benefits are accessible. Concordia’s discount plan is different; the savings are applicable to the very first treatment that you schedule!
Join Today. It’s Just a Phone Call Away
Find out if a discount dental program is the right thing for your smile’s future. Plans are available for families, seniors, and singles. Talk with one of our savings experts to find a plan that’s right for you.